The Woodlands · Magnolia · Conroe · Greater Houston
One CPA for your books, your business return, and your 1040.
Most owners find out in April whether they made money. The books, the business return, and the personal return sit with three different people, and nobody is looking at the whole picture until it's too late to change it. Here, one Texas-licensed CPA does all three — personally, start to finish.
Bring last year's return and I'll give it a second look, free — whether or not you hire me.
Never offshored
Prepared in Houston, and your financial records never leave the United States or pass through a third-party data-entry pool.
Delivered by a Texas-licensed CPA, personally
No junior staff learning on your account. No rotating preparers. The same person every month.
Honestly scoped
Priced to the actual work after a real diagnostic. No teaser quotes that double once we open the books.
Who this is for
Most of my clients arrive behind.
Six months of unreconciled statements. A bookkeeper who stopped answering email in March. A return that was self-filed and now needs amending. A notice on the desk that nobody has opened.
That isn't the edge case here — it's the core of the practice. It's why the first conversation is a diagnostic instead of a pitch, why cleanup is priced per month of catch-up instead of by the hour, and why the returns and the books are done by the same person. Untangling is the work.
And who it isn't for. If your books are current, your returns are clean, and you just want the cheapest monthly rate in Montgomery County — I'm not it, and I'd rather say so on this page than on a call.
Sound familiar?
- The books haven't been touched in three months or more
- A bookkeeper left mid-year and took the context with them
- Prior-year returns need amending — or were never filed at all
- First year as an S corp, with no payroll running and no reasonable-comp position on file
- An IRS or Texas notice you haven't opened yet
- QuickBooks and last year's return don't agree, and nobody knows which one is right
- Partner capital accounts and basis have never been tracked
- Books are fine, but nobody has ever done any tax planning
What we do
Back-office accounting, built to be handed off and forgotten.
Seven service lines. Take one, or let them stack as the business grows.
Monthly bookkeeping
Monthly close, bank and card reconciliations, transaction categorization, and monthly financial statements delivered on a predictable schedule.
Business tax returns
Form 1120-S, 1065, and 1120 prepared by the same CPA who closed the books, so the return ties to the trial balance instead of guessing at it. Amended returns and penalty abatement handled too.
Tax planning
Entity structure, reasonable compensation, retirement plan selection, and QBI optimization — modeled before the year closes, while you can still change the answer.
Catch-up & cleanup
Behind on the books, or inherited a mess from the last provider? Fixed pricing per month of catch-up, scoped after a free diagnostic — not billed open-ended by the hour.
Payroll setup & management
Built and run in QuickBooks Online Payroll or Gusto. Quarterly 941 and TWC filings included. Year-end W-2s handled.
1099s & year-end filing
Contractor tracking, W-9 collection and vendor verification, 1099-NEC filing, year-end close packages, and Texas Franchise No Tax Due reports.
Fractional CFO & advisory
Cash flow forecasting, budgeting, KPI dashboards, pricing and margin analysis, and lender packages — strategic finance without a full-time hire.
Not sure what you need?
That's what the free diagnostic is for. Thirty minutes, no obligation, and you leave knowing what the work actually costs.
Monthly bookkeeping plans
Published plan pricing, so you know the range before you ever pick up the phone.
Houston-area bookkeeping runs from roughly $150/month offshore to $2,500+/month at full-service firms. These plans sit at the accessible end of that range. Everything beyond the monthly plans is scoped to the actual work — you'll find where each service starts below, and the real number comes out of a free 30-minute call.
Starter
Up to 30 transactions / month
- Single bank account
- Clean books only
- Monthly reconciliation
- P&L + balance sheet
- Email support
Essential
Up to 125 transactions / month
- Up to 3 accounts
- Full monthly close
- Standard financial statements
- Quarterly review call
- Year-end 1099 prep
Growth
Up to 300 transactions / month
- Up to 5 accounts
- Class / location tracking
- AP & AR oversight
- Monthly review call
- 1099s + sales tax filing
Scale
Up to 700 transactions / month
- Unlimited accounts
- Inventory & COGS
- Custom reporting
- Bi-weekly check-ins
- Light advisory included
Which tier fits? Transaction count is a starting point. Actual pricing also depends on the number of bank and card accounts, payment platforms (Stripe, Square, PayPal), inventory, AR/AP volume, and whether the books are already clean. The free 30-minute diagnostic call locks in your tier.
Starter is for clean books only. If you're behind, uncategorized, or running multiple accounts, a cleanup project comes first.
Onboarding: $250 one-time, waived with a 6-month commitment. Add-ons: additional bank or card account +$35/mo each; multi-entity +$175/mo per entity.
Cleanup, payroll & year-end
These are scoped to the actual work, so the honest answer is a starting point plus a short look at your books. Here's where each one begins.
Catch-up & cleanup
Behind, uncategorized, or inherited a mess from the last provider. Priced per month of catch-up after a free diagnostic — never open-ended by the hour. One to six weeks depending on depth.
Starting atQuickBooks Online setup
A new file built right the first time: chart of accounts shaped to your business and mapped for tax, opening balances, and bank and card feeds connected. About a week.
Starting atPayroll setup & management
Built and run in QuickBooks Online Payroll or Gusto. Quarterly 941 and TWC filings included, W-2s at year-end. Twenty percent off when bundled with a monthly plan.
Starting at1099s & year-end filing
Contractor tracking, W-9 collection and vendor verification, 1099-NEC filing, year-end close packages, and Texas Franchise No Tax Due reports.
Starting atBusiness tax & owner returns
The return should be a formality, not a fire drill.
When the same CPA closes the books every month and prepares the return, there's no scramble in March and no gap between what the books say and what the return says. And the planning happens in September, when you can still change the outcome — not in April, when you can only report it.
Owner Tax Package
An add-on to any monthly bookkeeping plan. One person handles the books, the business return, and your personal return — so nothing falls between them.
Essential
One entity, one owner, one state
- Business return (1120-S or 1065) with K-1s
- Your personal return — Form 1040 with Schedule C, E, or K-1
- Quarterly estimate calculations and vouchers
- One annual tax planning call
- All federal and state extensions
- Two hours of IRS notice response per year
Complete
Multi-owner, multi-entity, or multi-state
- Everything in Essential, plus:
- Up to 3 entities and 4 owners
- Up to 3 state returns
- Rental (Schedule E) and investment (Schedule D) activity
- Two planning calls — mid-year and pre-close
- Annual reasonable-compensation review
- Five hours of IRS notice response per year
Why the package costs less than the parts. Bought separately, this work runs $2,750–$4,500 a year. Bundled, it's $1,740–$2,940. The discount is earned rather than promotional: the return moves fast because the books were closed every month, by the person preparing it.
Requires an active monthly bookkeeping plan. Annual prepayment: 5% off.
Or take the pieces separately
Every return is different — the number depends on entity type, owner count, states, and whether the books already tie. Here's where each one starts.
Business tax returns
Form 1120-S, 1065, and 1120, with Schedule K-1s for up to three owners included. Prepared from books that tie to a trial balance, by the CPA who closed them. Extensions included for monthly plan clients.
Starting atTax planning
Entity structure, reasonable compensation, retirement plan selection with the deduction modeled, QBI optimization, and depreciation timing — delivered as a written plan with a full-year projection. Quarterly or annual.
Starting atPersonal returns
Form 1040 with Schedule C, E, or K-1, built off the business return so the two actually agree. Prepared for monthly plan clients and their owners; a limited number of standalone returns each season.
Starting atAmended returns & penalty relief
Prior-year corrections, amended business returns and corrected K-1s, first-time and reasonable-cause abatement requests, basis and capital account workpapers, and IRS notice response.
Starting atBooks first. Returns are prepared from books we maintain or have tied out to a trial balance. If we didn't perform the close, a $300 tie-out or a cleanup project comes first.
Documents by March 15. Complete organizer and source documents are due March 15 for an April 15 filing. After that the return goes on extension automatically — no rush fee, no exceptions. An extension is a planning tool, not a failure.
Nothing unsupported. We don't take positions on figures that aren't substantiated. Where documentation is missing, we'll tell you, and the deduction waits until it exists. Every return is delivered with a memo documenting elections and judgment calls.
Not included. IRS examination and appeals representation, foreign information reporting, trust and estate returns, gift returns, and state apportionment beyond three states — quoted separately or referred to a specialist. Tax planning covers entity structure, deduction modeling, and retirement plan selection; it does not include investment, insurance, or securities recommendations, which are referred to a licensed adviser.
Fractional CFO & advisory
Strategic financial leadership without a full-time hire.
Cash flow forecasting, budgeting, KPI dashboards, lender packages, and operator-grade financial reviews — drawing on prior consulting work across apparel, supplements, and a nine-figure restructuring engagement.
Advisory Lite
- One 60-minute monthly strategy call
- Financial review & insights
- Email support between calls
Advisory Plus
- Two strategy calls + ad-hoc Slack/email
- Rolling 13-week cash flow forecast
- KPI dashboard build & maintenance
- Budget vs. actuals reporting
Fractional CFO
- Weekly check-ins + on-demand access
- Board, investor & lender reporting
- Pricing & margin analysis
- Loan or LOC application support
- Department-level budgeting
Project engagements. Loan packages, financial models, and due diligence support are scoped as fixed-fee projects starting at $1,500.
One-off questions. Hourly consulting is available outside a retained engagement, starting at $125/hour and billed in 15-minute increments after the first hour. The initial 30-minute diagnostic call is always free.
How it works
Three steps, and the first one is free.
Free 30-minute diagnostic
We look at where the books actually stand — accounts, platforms, transaction volume, how far behind you are. No sales script, no obligation.
A scoped, fixed quote
You get a written number tied to the real work: a tier, a cleanup scope if one is needed, and exactly what's included. Nothing changes after you sign.
A monthly close, then a return that ties
Reconciliations, categorization, and monthly statements on a predictable schedule — then a business return and a 1040 built straight off those books. You know your numbers before you need them, and April holds no news.
Who you're working with
Brian Vincent, CPA
Texas-licensed CPA based in the Houston area, serving small businesses across Montgomery and Harris Counties.
Most small businesses get one of two bad options: an offshore bookkeeping service that's cheap until you need a real answer, or a full-service firm that assigns your account to whoever is available that quarter. Crossroads Growth exists to be the third option — a licensed CPA who does the work personally, publishes their rates, and stays on the account.
The tax work runs from routine to complicated: S corporation and partnership returns, amended returns and corrected K-1s, capital account and outside-basis workpapers, penalty abatement, and entity restructuring. Returns are prepared in professional tax software from books closed by the same person, and every position taken is documented in writing.
Beyond compliance work, the advisory practice draws on consulting engagements across apparel and supplements brands and a nine-figure restructuring — experience that shows up as operator-grade financial reviews rather than generic reporting.
- Membership
- Texas Society of CPAs, Houston chapter
- Certifications
- Intuit QuickBooks Online ProAdvisor (Level 2), QuickBooks Online Payroll, Intuit Enterprise Suite, CAS Foundations
- Education
- Master of Professional Accounting, The University of Texas at Austin
Engagement terms
- Billing
- Monthly plans invoiced on the 1st, due by the 5th. Projects invoiced 50% at kickoff, 50% at completion.
- Commitment
- Month-to-month with 30-day written notice. Six-month commitments receive 10% off and waived onboarding.
- Who does the work
- All work performed personally by Brian Vincent, CPA in Texas. No offshore preparers, no junior staff, no third-party data entry.
- How we work
- Remote-first, by design. There's no walk-in office — documents move through secure upload, calls happen by phone or video, and signatures are electronic. If an in-person meeting matters to you, say so and we'll arrange one.
- Hours
- Monday–Friday, 9am–5pm Central. Email answered same business day. January through April, expect a reply within the day rather than the hour.
- Payment
- ACH preferred. Credit card accepted with a 3% surcharge. Rates effective January 1, 2026.
Where we work
A remote-first practice serving Montgomery and Harris Counties.
No storefront and no walk-in hours — which means no drive to a strip-center office to drop off a shoebox, and no overhead priced into your monthly fee. Books, documents, and signatures move through secure upload; calls happen on video or the phone. If you'd rather meet in person, ask and we'll set it up.
Montgomery County and Harris County differ on sales-tax rates and on how business personal property renditions get handled — worth knowing if you've moved, or if you operate on both sides of the county line.
Let's talk
Send last year's return and I'll give it a second look, free.
Thirty minutes, no obligation, and you keep whatever I find whether or not you hire me. I'll tell you what your entity structure is costing you, whether the reasonable-comp position would hold up, what's actually wrong with the books, and whether a prior year needs amending. Then a written, fixed number if you want one.
Rather not pick a time slot? Send a note instead — replies usually go out the same business day.
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